June 12, 2013 Value Pricing: The Easiest Path to Profit VALUE PRICING: THE EASIEST PATH TO

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• Intellectual property law
• Monopoly
• Competition
• Data
• Cost-plus pricing
• Copyright
• Government procurement in the United States
• XL Group
• Proprietary software
• Pricing
• Business
• Marketing

Mike McGavick Chief Executive Officer © 2012, XL Group plc companies. All rights reserved. I MAKE YOUR WORLD GO 1

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PRESS RELEASE International re/insurance conference to tackle seismic shifts impacting on industry - Dublin to build on 25 year history as global centre of excellence

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• Actuarial science
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• Reinsurance
• XL Group
• Insurance
• Economics
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• Financial economics
• Types of insurance

NOTICE TO POLICYHOLDERS PRIVACY POLICY The XL America, Inc. insurance group (the “Companies”), believes personal information that we collect about our customers, potential customers, and proposed insureds (referred

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• Insurance
• Financial institutions
• Institutional investors
• Vehicle insurance
• Economics
• Claims adjuster
• Risk purchasing group
• Life insurance
• Types of insurance
• Financial economics
• Investment

NOTICE TO POLICYHOLDERS PRIVACY POLICY The XL America, Inc. insurance group (the “Companies”), believes personal information that we collect about our customers, potential customers, and proposed insureds (referred

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• Insurance
• Financial institutions
• Institutional investors
• Vehicle insurance
• Economics
• Claims adjuster
• Risk purchasing group
• Life insurance
• Types of insurance
• Financial economics
• Investment

Built for the big boys, Casual Male Retail Group recently opened its new superstore format ‘Destination XL’ at Illinois that speaks the language of ease and comfort INTERNATIONAL Design 50

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• Department store
• Retailing
• Casual Male Retail Group
• Retail

Microsoft Word - SC140303.docx

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• Types of insurance
• Financial institutions
• Institutional investors
• HCC Insurance Holdings
• Actuarial science
• XL Group
• Reinsurance
• Risk management information systems
• AmTrust Financial Services
• Inc.
• Insurance
• Financial economics
• Investment

Comments on Consultation[removed]Draft advice on Own funds – Supervisory approval of ancillary own funds Name company: XL Capital Group (including XL Insurance Company Ltd and XL Re Europe Ltd) (“XL”) Please insert

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• Solvency II Directive
• European Insurance and Occupational Pensions Authority
• XL Group

Comments on Consultation[removed]Draft advice on Valuation of assets and liabilities Name company: XL Capital Group (including XL Insurance Company Ltd and XL Re Europe Ltd) (“XL”) Please insert your comments in the t

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• Generally Accepted Accounting Principles
• Financial statements
• Financial regulation
• International Financial Reporting Standards
• Valuation
• Fair value
• IAS 19
• Asset
• Balance sheet
• Accountancy
• Finance
• Business

Comments on Consultation[removed]Draft L2 Advice on TP – Segmentation CEIOPS-SEC[removed]Name company: XL Capital Group (including XL Insurance Company Ltd and XL Re Europe Ltd) (“XL”), member firms of Deloitte Touche

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• Knowledge
• Actuarial science
• Deloitte
• XL Group
• Actuary
• International Credit Insurance & Surety Association
• Solvency II Directive
• European Insurance and Occupational Pensions Authority
• Nobuzo Tohmatsu
• Insurance
• Financial economics
• Business